Free playbook · Glass Properties Group
The Home That Pays You Back
Stop paying rent. Start building wealth. The 4-3-2-1 House Hacking Playbook shows how one smart purchase can turn into a 10-unit portfolio your tenants help you build.
*Potential for eligible owner-occupants. Depends on your lender, credit, savings and the property. Not guaranteed.
The big idea
Buy a building with 2 to 4 homes in it. Live in one. Rent out the rest. Repeat until you own 10 units.
4 + 3 + 2 + 1 = 10 units
The 4-3-2-1 roadmap
A step-by-step path to a 10-unit portfolio, one property at a time.
Stage 1 · Fourplex
Live in 1 unit, rent 3
Move into one unit and let the other three help cover your mortgage.
Stage 2 · Triplex
Move after 1–2 years
Live in one unit and rent the other two. Six rental units now working for you.
Stage 3 · Duplex
Rent 8 units total
Live in one side, rent the other, and keep growing your portfolio.
Stage 4 · Single-family
Move into your long-term home
Own 10 units and rent out 9, while finally living in the home you keep.
Each purchase must be a real primary residence, and you must qualify again for each loan.
What’s inside
Twelve pages that walk you from your first fourplex to the home you keep.
- The full 4-3-2-1 roadmap, stage by stage
- Six steps from your first purchase to your 10th unit
- The Simple Deal Test: run the numbers before you buy
- Two side-by-side case studies: the house hacker vs. the traditional path
- Where your down payment can come from, including assistance programs
- Answers to the most common questions
- A qualification checklist and a 12-to-18-month prep timeline
Who it’s for
No luck required. No rich parents needed. Just a proven blueprint.
Renters ready to stop paying rent
Turn your housing cost into the start of a portfolio, with tenants helping cover the mortgage.
First-time buyers
Make your first purchase do double duty: your home and a small rental business.
Future investors
Build toward 10 units one smart, safe purchase at a time.
The best time to start building your portfolio was years ago. The next best time is now.
Common questions
“Is 3.5% down guaranteed?”
No. Some loans, like FHA, allow as little as 3.5% down on a fourplex, but the lender must approve you and the property must qualify.
“Do I really have to live there?”
Yes. Each purchase must be your primary residence, for at least a year, per your loan’s occupancy terms.
“Do I have to be a first-time buyer?”
No, not for the standard programs in the playbook. Some down payment assistance programs have first-time-buyer or income limits.
Your first door is closer than you think.
Get the free 4-3-2-1 House Hacking Playbook and see exactly how the plan works.
Get the free playbookThis playbook provides general education, not a loan commitment or legal, tax, accounting or investment advice. Loan programs, rates, property values, rents and local laws change. Case study figures in the playbook are illustrative, not real transaction data.